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ThinkSBA

ThinkSBA

SBA Loans in San Diego, Orange County and Los Angeles

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  • Loan Options
    • Business Acquisition
    • Franchise Acquisition
    • Partner Buy-Out
    • Real Estate Purchase
    • Working Capital
  • Loan Payment Calculators
    • Mortgage Loan Calculator
    • Term Loan Calculator
  • Resources
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Smart business owners ThinkSBA.

Choose ThinkSBA for your next small business loan and rise above the competition.

Get Started
Learn More
  • Business Acquisition

    Acquire a business or franchise and become the boss

    Learn More
  • Partner Buy-Out

    Separate on your terms without missing a beat

    Learn More
  • Owner-Occupied Real Estate

    Put down roots and fix costs by owning your workspace

    Learn More

Hire An Expert

The easiest way to become an expert is to hire an expert. When you choose ThinkSBA you’re getting over 17 years experience in sourcing, underwriting and closing SBA and conventional loans.

Get Started

  1. Submit

    Complete our simple loan request form to start your SBA loan journey today.

  2. Review

    An experienced loan specialist will begin reviewing your application right away.

  3. Connect

    Choose your preferred lender from a short list we provide that meet your unique situation.

  4. Fund

    We stay by your side from origination to loan signing to ensure a superior experience.

Have Questions?

Get all of your SBA loan questions answered by a Pro!

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Current SBA & Conventional Interest Rates

Commercial Mortgage Loans

Loan Amounts Between
$500K – $20M

Rates Between
5.50% – 10.75%

  • Purchase workspace

  • Refinance workspace

  • Ground-up construction

  • Expansion of existing workspace

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Small Business Loans

Loan Amounts Between
$250K – $5M

Rates Between
6.25% – 12.75%

  • Acquire business

  • Acquire franchise

  • Buy-out partner

  • Start or grow your business

Get Started
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Testimonials

I called Ryan to help with with a loan to purchase a company. I had NO idea what I was doing or how to do it. Ryan was amazing! He walked me through the process, got me 4 potential banks to work with, kept my updated during the whole process, and was sometimes just a sound board for me concerns. I highly recommend Ryan for anyone that wants a professional to work with when getting a loan. I’ll use him again on my next loan :).

jennifer armitage thinksba customer review
SBA 7a Business AcquisitionJennifer Armitage

Ryan was a pleasure to work with. He was very professional, communicative, and extremely service-oriented. He took the time to be sure we understood all terms throughout the entire process and I always felt he had my best interest in mind with a holistic approach. We will definitely use Ryan again for our future financial needs.

catherine mccullough thinksba customer
Working Capital Term LoanCatherine McCullough

We worked with Ryan for our business and it was truly the best experience! He was extremely helpful and pleasant to work and communicate with. We would recommend him to everyone needing his services!

ciao ristorante thinksba customer
Conventional Real Estate RefinanceValeria Di Giovanni

We want to thank Ryan Smith for his help in securing the loans for our new commercial building in San Diego. He was organized, thorough, as well as highly knowledgeable. He kept the ball rolling and the process was completed with upmost and honest professionalism. Such a commitment to great customer service is to be commended. You can be sure that we will continue to do business with Ryan Smith years to come! We highly recommend ThinkSBA!

innovision marketing thinksba customer
SBA 504 Real Estate LoanRic Militi

From The Blog

SBA collateral assignment of life insurance

Collateral Assignment of Life Insurance Requirement For SBA 7(a) & 504 Loan Programs

Life insurance is a contract between a policyholder and insurer where the insurer promises to pay the insured’s beneficiary an agreed amount upon their death. The most common …

Read moreCollateral Assignment of Life Insurance Requirement For SBA 7(a) & 504 Loan Programs
SBA loan 7(a) start to finish

SBA 7(a) & 504 Real Estate Loan Application From Start To Funding

The most frequently asked question I receive by far is how long does the loan application process take to complete from start to finish. The quick answer is 45 – 60 days. The …

Read moreSBA 7(a) & 504 Real Estate Loan Application From Start To Funding
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SBA 7(a) Business Acquisition Loan Application From Start To Funding

The Million Dollar Question The most frequently asked question I receive by far is how long does the loan application process take to complete from start to finish. The quick …

Read moreSBA 7(a) Business Acquisition Loan Application From Start To Funding

SBA 7(a) Business Acquisition Loan Series – Seller Discretionary Earnings

Seller Discretionary Earnings referred to as SDE equals net profit, which is the sum of annual revenue minus expenses, plus add-backs of seller discretionary spending. SDE directly …

Read moreSBA 7(a) Business Acquisition Loan Series – Seller Discretionary Earnings
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Demystifying The SBA Loan Application – Crossing The Finish Line!

The most important step in the SBA loan application process is closing the loan. This is obvious, right? You would think so. However, many applicants make the mistake of focusing …

Read moreDemystifying The SBA Loan Application – Crossing The Finish Line!
benefits of working with sba small business loan broker

The Benefits of Hiring an SBA Small Business Loan Broker

Navigating the SBA loan program and application process is complicated. For starters, the entire SBA loan program, including borrower eligibility requirements and all policies and …

Read moreThe Benefits of Hiring an SBA Small Business Loan Broker
All Posts
sba standby creditors agreement

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Smart business owners ThinkSBA.

Choose ThinkSBA for your next small business loan and rise above the competition.

Get Started

Go Pro!

Speak with an SBA Loan Pro Monday – Friday

  • (858) 762-2774

  • [email protected]

  • DRE #02082585

Learn

Business Acquisition

Franchise Acquisition

Partner Buy-Out

Real Estate Purchase

Working Capital

Resources

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