
The Voice Behind the #1 SBA Podcast
Hosted by Ryan Smith, SBA financing expert and advisor to hundreds of business buyers — covering the strategies lenders won’t tell you.
$245M+
loans funded
20+
Years experience
136+
Deals closed
50
States served
Latest episodes
Fresh from the Podcast
Bi-weekly conversations on SBA financing, business acquisition, and real-world deal insights.
Available on your favorite platforms
Business Acquisition Accelerator
A hands-on monthly program for individuals looking to buy a business. The Accelerator covers financing, deal sourcing, diligence, and execution.
Recently Funded Deals
A snapshot of real SBA-backed transactions completed with ThinkSBA guidance.
$1,100,000
Conventional Loan
Real Estate Refinance
$1,500,000
IBank
Partner Buy-Out
$1,100,000
BA 7(a) Loan
Business Acquisition
$3,130,000
SBA 7(a) Loan
Real Estate Purchase
Proven Results, Real Experience
Rates are subject to SBA maximums and are negotiated by the lender and the applicant.
Commercial Real Estate Loans
Loan Amounts
$500K - $20M
Rates
5.50% - 9.25%
Small Business Loans
Loan Amounts
$250K - $5M
Rates
6.75% - 11.75%
What Customers Say
I called Ryan to help with with a loan to purchase a company. I had NO idea what I was doing or how to do it. Ryan was amazing! He walked me through the process, got me 4 potential banks to work with, kept my updated during the whole process, and was sometimes just a sound board for me concerns. I highly recommend Ryan for anyone that wants a professional to work with when getting a loan. I’ll use him again on my next loan :).
Ryan was a pleasure to work with. He was very professional, communicative, and extremely service-oriented. He took the time to be sure we understood all terms throughout the entire process and I always felt he had my best interest in mind with a holistic approach. We will definitely use Ryan again for our future financial needs.

We worked with Ryan for our business and it was truly the best experience! He was extremely helpful and pleasant to work and communicate with. We would recommend him to everyone needing his services!

We want to thank Ryan Smith for his help in securing the loans for our new commercial building in San Diego. He was organized, thorough, as well as highly knowledgeable. He kept the ball rolling and the process was completed with upmost and honest professionalism. Such a commitment to great customer service is to be commended. You can be sure that we will continue to do business with Ryan Smith years to come! We highly recommend ThinkSBA!


SBA Financing, Done the Right Way
Business Acquisition
Business acquisition loans are term loans to finance costs associated with acquiring a business.
Franchise Loans
Business acquisition loans are term loans to finance costs associated with acquiring a franchise business.
Partner Buy-Out
Partner buy-out loans are term loans to finance the equity buy-out of one or more partners exiting the business.
Real Estate Loans
Commercial Mortgage loans are made to companies for the purpose of acquiring and sometimes refinancing owner occupied commercial real estate.

HOW IT WORKS
A Clear, Proven Process
We present each SBA loan to multiple banks within our trusted lender network, creating competitive offers across rates and fees. This approach keeps lenders aligned, strengthens our negotiating position, and allows us to identify cost-saving opportunities clients may not otherwise see.
Apply
Secure intake and initial assessmentPrepare
Documentation, structure, and positioningExecute
Lender coordination and submissionFund
Close with confidence

Principal & Founder
Through ThinkSBA, Ryan combines execution, education, and real-world deal experience to support entrepreneurs nationwide.
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