ThinkSBA
ThinkSBA is a Nationwide SBA 504 and 7a Loan Brokerage serving small business and entrepreneurs purchasing owner occupied real estate, acquiring a business or franchise or buying out a partner.
Acquiring an existing business can be one of the most powerful paths to entrepreneurship. However, many buyers overlook SBA loan licensing requirements for business acquisition, which determine whether a borrower is legally qualified to operate the business and whether the SBA lender can approve the transaction. Instead of starting from scratch, buyers step into existing …
A commercial real estate refinance in a declining interest rate environment can create a major opportunity for business owners and investors. When interest rates begin to decline, commercial real estate owners feel it immediately. ✔️ Lenders re-enter the market.✔️ Spreads compress.✔️ Terms improve.✔️ Competition increases. But refinancing commercial real estate — whether owner-occupied or investment …
Buying an operating business and the real estate it occupies in a single transaction is one of the most powerful—but misunderstood—ways to build long-term wealth using SBA financing. When structured correctly, it allows an entrepreneur to control the operating company, lock in occupancy costs, build equity in real estate, and often put less cash down …
For decades, corporate America sold a simple promise: work hard, climb the ladder, stay loyal, and stability will follow. That promise is eroding. Layoffs now arrive without warning. Entire departments are replaced by software. Career paths flatten, pensions disappear, and “job security” has quietly become a relic of another era. Meanwhile, high performers increasingly find …
For many entrepreneurs, purchasing owner-occupied commercial real estate is one of the most transformative financial decisions they will ever make. Owning your building can reduce long-term operating costs, stabilize expenses, increase business equity, and build meaningful personal wealth. Yet, despite the potential upside, countless business owners unknowingly sabotage their own outcomes during the financing process. …
If your business is buying real estate for its own operations, obtaining the lowest interest rate and most favorable loan terms can save your company tens or even hundreds of thousands of dollars over the life of the loan. In this post, we break down the critical factors you need to negotiate and understand when …
Are you looking to acquire a business and its underlying real estate? In this video, Ryan is joined by his daughter, Austyn, who takes over the interviewer seat to ask the tough questions about commercial acquisitions. We dive deep into the specific strategies, requirements, and loan mechanics you need to know to successfully close on …
You don’t know what you don’t know—and that is exactly why you listen to podcasts. In this episode of My SBA Loan Pro, host Ryan Smith sits down with Frank Caperino (aka “Franchise Frank”) to reveal the industry secrets that only an experienced franchisee would know from decades of real-world experience. From his early days …
In this episode, Ryan sits down with Steven Hanson from Transworld Business Advisors, the largest business brokerage firm in the country. With a unique background ranging from geology to serving as the VP of a major medical device company, Steven shares his expert insights on how to successfully navigate the world of buying and selling …
From learning English by calling credit card companies to building a nationwide bookkeeping franchise, Max Emma’s story is the definition of the American Dream. In this episode, Max shares how he bounced back from a devastating bankruptcy during the 2008 recession to launch and scale BooXkeeping. We dive deep into the world of franchising, discussing …
In this episode of My SBA Loan Pro Podcast, the host sits down with Ryan Smith, founder of ThinkSBA, to discuss the current and future landscape of SBA lending, real estate financing, and business acquisition funding. Ryan shares what he’s seeing across SBA 7(a), SBA 504, national banks, community lenders, and SBA-only lenders — including …
In this episode of the My SBA Loan Pro Podcast, Ryan Smith sits down with Casey Hopkins of Southland CDC for a clear, no-fluff breakdown of the SBA 504 loan program to purchase owner-occupied real estate. This conversation focuses on the core mechanics and decision points business owners need to understand before buying owner-occupied commercial …
