Want to stop renting and own the building your business operates in? In this episode of the My SBA Loan Pro Podcast, Kalen Foster shares how to use the SBA 7(a) loan to buy owner-occupied commercial real estate with as little as 10% down. Learn the key differences between SBA 7(a) and 504 loans, how rent replacement works, and what lenders look for when approving real estate purchases. Whether you’re a first-time buyer or expanding to a second location, this episode offers expert guidance to help you control your future through property ownership.
Chapters:
0:00 – Podcast Introduction
0:13 – Owning vs. Renting
2:55 – SBA Rent Replacement
4:34 – Variable vs. Fixed Rates
6:00 – Low Down Payments
7:12 – Business + Real Estate
10:58 – 7(a) Loan Features
12:42 – 7(a) vs. 504 Loans
17:23 – Appraisals & Compliance
23:42 – Expanding Your Business
More ThinkSBA Resources
https://calendly.com/thinksba – Schedule Call
https://g.page/thinksba – Google Business Page & Reviews
https://thinksba.com/faq – Frequently Asked Questions
https://mysbaloanpro.com – My SBA Loan Pro Podcast
http://youtube.com/@thinksba – YouTube Channel
How to Use SBA 7(a) Loans to Buy a Business With Kalen Foster | Ep. 18 | My SBA Loan Pro Podcast