• Skip to primary navigation
  • Skip to main content
  • Skip to footer

(855) 701-1722

Schedule Appointment

  • Facebook
  • Instagram
  • LinkedIn
  • Twitter
  • YouTube
ThinkSBA

ThinkSBA

SBA Loans in San Diego, Orange County and Los Angeles

  • Start Here
  • Loan Options
    • Commercial Real Estate
    • Business Acquisition
    • Franchise Financing
    • Working Capital
  • Loan Payment Calculators
    • Commercial Real Estate Loan Calculator
    • Working Capital Loan Calculator
  • Resources
    • Blog
    • Podcast
    • Newsletter
    • Success Stories
    • FAQ
Get Started

SBA 7(a) Loan

Overview

The SBA 7(a) loan program is used by companies to acquire short-term working capital to purchase equipment, furniture and fixtures, make leasehold improvements, or acquire an existing business. Loan amounts range between $50 thousand – $5 million and is largely based on the use of funds.

Rate And Term

Both fixed and variable rates are available. Rates are subject to SBA maximums and are negotiated by the lender and the applicant.

Maturities are based on the type of collateral; such as, 25 years for real estate, 10 years for equipment and working capital.

Qualifications

Businesses seeking a SBA 7(a) loan must meet the following requirements:

  • Must be for-profit.
  • Must be located in and do business within the U.S.
  • Cannot be a business that is considered ineligible for assistance by the SBA. A full list of ineligible businesses is available on the SBA website.
  • Must have a satisfactory FICO SBSS score.
  • Must have a feasible business plan.
  • Cannot have access to alternative funds from other sources.
Buying or refinancing real estate, acquiring a business or need working capital for growth?

You're in the right place. Complete our short online loan inquiry form today!


Get Started

Footer

Need Help?

ThinkSBA is here to answer your questions or to start an application Monday - Friday 9 AM - 6 PM PST.

(855) 701-1722

myloan@thinksba.com

DRE #02082585

Learn

  • Commercial Real Estate
  • Business Acquisition
  • Franchise Financing
  • Working Capital

Resources

  • Blog
  • About
  • Contact
  • FAQ

Newsletter

Join hundreds of other subscribers who receive the latest SBA news and rate updates monthly. It’s free. Unsubscribe anytime. No spam.

  • Facebook
  • Instagram
  • LinkedIn
  • Twitter
  • YouTube

Copyright © 2021 Silver Strand Capital LLC. All Rights Reserved. Return to top