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ThinkSBA

ThinkSBA is a Nationwide SBA 504 and 7a Loan Brokerage serving small business and entrepreneurs purchasing owner occupied real estate, acquiring a business or franchise or buying out a partner.

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How To Conduct Due Diligence on SBA M&A Deals with Andy Cox | Ep. 20 | My SBA Loan Pro Podcast

by Ryan Smith on September 19, 2025

Andy, a former San Francisco Police Sergeant Inspector, spent 20 years investigating crimes and uncovering the truth. Now, he uses those same skills to help business owners and investors perform deep due diligence for M&A deals. In this episode, he reveals:

  • The biggest red flags that a person or company is not who they claim to be.
  • How to spot fake testimonials and fabricated business credentials.
  • The psychological reasons buyers ignore glaring warning signs (it’s not just greed).
  • The real-world sources he uses to investigate executives and businesses.
  • Why trusting your gut feeling may save you time and money.

Learn how to protect yourself from costly mistakes by seeing the world through the eyes of a detective.

Chapters:

0:00 – Introduction

0:50 – Career Pivot

2:15 – Detective Skills

3:10 – Changed Perspective

4:15 – Daily Routine

6:10 – Retirement Decision

7:45 – Becoming a PI

9:30 – Company Introduction

11:15 – Investigation Sources

13:00 – Red Flags

15:45 – Client Reactions

More ThinkSBA Resources

⁠https://calendly.com/thinksba – Schedule Call
https://g.page/thinksba – Google Business Page & Reviews
https://thinksba.com/faq – Frequently Asked Questions
https://mysbaloanpro.com⁠ – My SBA Loan Pro Podcast
http://youtube.com/@thinksba – YouTube Channel

Category: SBA 7(a) Loan Program, SBA Loan Podcasts, Small Business Loans

About Ryan Smith

Ryan Smith is Principal and Founder of ThinkSBA®, and Creator of The My SBA Loan Pro Podcast. Ryan specializes in assisting business owners and entrepreneurs with obtaining financing to purchase owner occupied real estate, acquire a business or franchise, or buy out a partner. Ryan accomplishes this by leveraging over eighteen years experience inside two of America’s top financial institutions.

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