In this episode of the My SBA Loan Pro Podcast Face to Face, Ryan Smith, Principal & founder of ThinkSBA sits down with Fernando Ponce, Business Development Officer at Primary Funding, a non-traditional lending source based in San Diego, California specializing in Purchase Order Financing, Factoring and Asset-Based Lines of Credit Learn how non-traditional lending can bridge the gap for B2B businesses who are unable to secure traditional financing due to negative historical cash flow, tightening of debt markets or spontaneous rapid growth.
Non-traditional business financing is becoming a critical solution for B2B companies that cannot qualify for traditional bank loans. In this episode of the My SBA Loan Pro Podcast Face to Face, Ryan Smith of ThinkSBA speaks with Fernando Ponce from Primary Funding to break down how alternative funding options like factoring, purchase order financing, and asset-based lending help businesses unlock working capital even during cash flow challenges or rapid growth periods.
If you liked this content, let’s connect on social media:
Instagram: https://instagram.com/mysbapro
Twitter: https://twitter.com/mysbapro
LinkedIn: https://linkedin.com/in/ryanpatryck
Chapters
00:00 – Introduction
01:11 – Fernando Ponce’s Bio
04:20 – Primary Funding’s Role
06:57 – Types of Financing Offered
11:36 – Factoring as a Financing Solution
12:15 – Transparency and Flexibility in Financing
15:47 – Industry Challenges and Red Flags
23:42 – Business Funding Process
26:22 – Industries Eligible for Funding
29:51 – Challenges in Closing Credit Facilities
31:13 – Importance of Transparency
37:30 – When and How To Contact Fernando
More ThinkSBA Resources
https://calendly.com/thinksba – Schedule Call
https://g.page/thinksba – Google Business Page & Reviews
https://thinksba.com/faq – Frequently Asked Questions
https://mysbaloanpro.com – My SBA Loan Pro Podcast
http://youtube.com/@thinksba – YouTube Channel
Mastering Main Street M&A: Legal Tips And Best Practices with Jake Parsley SMB Law Group